How Families Can Save $1,000+ on a Disney Trip Using the Capital One Venture Rewards Card (Step-by-Step)

Let’s be honest — taking your family to Disney is magical… and wildly expensive.

Between park tickets, hotels, flights, and food, it can feel like you need a second mortgage just to hug Mickey.

And I don’t know about you, but I refuse to skip the magic just because the price tag feels overwhelming.

That’s exactly why I love teaching families this simple strategy.

With one beginner-friendly credit card and a little planning, you can realistically save $1,000 or more on your Disney trip — without complicated points transfers or confusing airline charts.

Let me show you step-by-step how this works.

Step 1: Open the Capital One Venture Rewards Card (Using My Link)

First things first — you’ll need the Capital One Venture Rewards card.

When you use my referral link to open the card, it’s completely free to you and is a simple way to support Travel Momma Co at no extra cost. I always appreciate it when families choose to apply through my links because it helps me continue creating free guides and resources like this one.

Step 2: Hit the Minimum Spend Requirement

To earn the 75,000 bonus miles, you’ll need to spend:

$4,000 within the required time frame (typically 3 months).

This does not mean spending extra money. The whole purpose of what I teach in Travel Momma is to use your normal everyday expenses. This means you are not overspending and creating expenses to get the bonus. Snowball all your expenses on this card to earn the bonus, and these things should be a part of your normal budget, and you should be able to pay off the card in full and not carry any debt in the process.

Examples of Everyday Living Expenses:

• Groceries
• Gas
• Insurance
• Utilities
• Kids Activities
• Eating Out
• Gym Memberships
• Streaming Services

Since the Venture card earns 2x miles on everything, that $4,000 spend earns you:

8,000 miles from spending + 75,000 bonus miles = 83,000 Capital One Miles

And if you continue using the card for everyday purchases, you’ll earn even more miles to apply toward your Disney trip.

Step 3: Purchase Disney Tickets the Right Way

This step is very important. You cannot buy tickets directly from Disney for this strategy to work. WHY?

Disney’s website doesn’t code ticket purchases as travel they code as entertainment, and that means it won’t work for our strategy.

Instead, you need to purchase your tickets or Disney vacation package through a third-party ticket sales company like GetAway Today or a Disney Travel agent.

When tickets or packages code as travel, they become eligible for the Venture card’s “Cover Travel Purchases” feature.

Why I Recommend Get Away Today

I have used GetAway Today multiple times when buying my Disney tickets or purchasing a Disney package from them. They offer:

The best part?

When you purchase through Get Away Today, the transaction codes as travel — which means you can erase it with Venture miles.

Step 4: Use Your Miles to “Erase” the Cost

Since 83,000 miles are worth $830 toward travel, you just erased $830 of your Disney costs. And if you’ve continued earning miles from additional spending? You could erase even more.

Important: You have 90 days from the transaction date to redeem miles against that purchase — so keep an eye on your timeline.

Step 5: Use the $250 Travel Credit

For a limited time, this offer also includes a $250 Capital One Travel credit.

To use it:

• Log in to the Capital One Travel portal.
• Book flights, hotels, or rental cars.
• Apply your travel credit at checkout.
• You have one year to use this credit.

You do not have to use it all at once — Capital One will track the remaining balance until it’s used up.

How the Math Works

Here’s the minimum example:

• 75,000 bonus miles
• 8,000 miles from $4,000 spend
• $830 in travel redemptions
• $250 Travel Portal Credit

That’s $1,080 in Disney Savings from One Card Offer!

And that doesn’t include:

• Ongoing 2x earnings
• Additional miles earned from everyday spending
• Discounted Disney Packages through GetAway Today

Why This Strategy Works So Well for Families

This is one of my favorite beginner strategies because it isn’t complicated with transferring points. You don’t need to search award charts. The savings are easy and flexible to use for what you want. There are no blackout dates.

It’s simple.
Flexible.
And family-friendly.

My Personal Family Savings

I have used this strategy on our last 3 family Disney trips! With a family of four that savings really add up!

Enjoy the Savings!

I hope this guide helped you see just how powerful points can be when it comes to lowering the cost of family travel — especially those big, memory-making trips like Disney.

You don’t have to choose between being financially responsible and giving your kids incredible experiences. With the right strategy, you really can do both.

If you choose to use the links embedded throughout this post, thank you. Truly. Using my referral links is a completely free way to support Travel Momma Co and allows me to continue creating helpful, step-by-step guides for families like yours. I’m so grateful for this community and the trust you place in me.

If you’re just getting started and want something simple, grab my free Beginner’s Guide to Points and Miles — it walks you through the foundations in an easy, non-overwhelming way.

And if you’re ready to really understand how this all works and build a long-term strategy, my Points and Miles 101 guide dives deep into everything you need to know to create a lifestyle of affordable travel using points and miles.

You absolutely can travel more — without spending more.

And I’d love to help you get there. 💛

More Resources

• 5 Steps Every Family Needs in Their Beginner’s Guide to Travel Rewards
• 3 Top Combinations of Personal Credit Cards that Maximize Travel Points
• How Award Travel For Families Works
• How Everyday Spending Can Earn You Free Family Vacations