Learn how to earn more points every time you decide to eat out. Make sure you have one of these cards in your wallet so you can earn more points towards travel with every meal.

4 Best Credit Cards For Families Who Eat Out

Whether we enjoy eating out a little or how little we all enjoy eating out every once in a while. Whether it is a date night, a family dinner, or an evening out with friends.

I think it is important for you to maximize on those points while you enjoy a meal, you don’t have to clean up or cook! Am I right?

The cards below vary in points but also in card fees, so there is one to fit a budget for everyone!

I always carry one of these in my wallet as a staple because you never know when you will stop to have lunch or grab a coffee with a friend.

Why Using the Right Credit Card Matters When Eating Out

Eating out isn’t always about convenience. Now, don’t get me wrong, it definitely helps not having to cook and clean up your kitchen, but it is also a time to enjoy some family time. By paying with the right credit card, you can:

  • Earn extra points when you are dining out
  • Save money using cards that have dining credits
  • Your vacation points add up faster by maximizing your dining out transactions

Best Credit Cards For Families Who Eat Out

  1. Chase Sapphire Preferred
  • 3x on dining out, this includes fast food
  • Lower annual earnings than some other high-point earning food cards
  • Complimentary year of DoorDash Dash Pass-Save $$ on delivery by doing pick-up
  • 10% annual bonus based on spending on the card
  • Use points for Southwest, United, Hyatt, Marriott, and more!

This is a great credit card to have for families that want to earn more while dining, have lots of ways to use those travel points, and also avoid a high annual fee.

Chase Sapphire Preferred
  1. American Express Gold Card– This is definitely the top card for eating out!
  • Whopping 4x every time you enjoy a night out
  • Great for people who eat out regularly
  • 4x also at U.S. Supermarkets
  • $7 monthly Dunkin’ Donuts credit
  • $10 a month Uber credit, which can be used for Uber Eats. TIP: Save money by choosing pick up instead of delivery.
  • $10 monthly dining credit- Cheesecake Factory, GrubHub, Five Guys, and wine.com


Want to check out an amazing credit card that offers great value when eating out? Check out my best offers page and apply today to earn those extra points with every swipe!

Best Credit Card Offers
  1. Chase Sapphire Reserve
  • Higher annual fee version of the Chase Sapphire Preferred
  • 3x on dining out
  • Complimentary DoorDash Pass (like a preferred card)
  • $5 a month DoorDash credit
  • Lounge Access while traveling at airports, saving you on food costs
  1. Chase Freedom Flex

Enjoy those nights out and get lots of points while you do it! I hope this helps you on your point journey! Remember all the little changes and steps you take to help you earn more miles and points! Keep up the great work, and always feel free to reach out for help!

Travel Freely app is the one stop app that you need to keep you organized while earning points.

If you grab a card, REMEMBER to add it to your free Travel Freely app because it will help you make sure you get that large sign-up bonus by reminding you of your spend deadline, but also let you know when that annual fee is going to hit, so you can plan. This app is always free and helps keep you organized!

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